Agency Information Collection Activities: Comment Request
The CFPB is requesting comments on proposed changes to information collections under the Fair Debt Collection Practices Act (FDCPA) and Regulation F. This may affect validation notice content, recordkeeping, and disclosure requirements for debt collectors.
Aforeworn detected this change in the Debt Collection (FDCPA / State) space on July 5, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Low urgency. Collection agencies, debt buyers, collection law firms, creditor first-parties subject to FDCPA/Regulation F. should confirm how it applies to their specific situation before acting. There is a time constraint attached: Comments due by August 25, 2026 (60 days after publication on June 26, 2026).. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Debt Collection (FDCPA / State) continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
The CFPB is soliciting public comment on proposed revisions to information collection requirements, which could lead to new or modified compliance obligations (e.g., validation notice language, record retention).
Who it affects
Collection agencies, debt buyers, collection law firms, creditor first-parties subject to FDCPA/Regulation F.
What you must do
Review the proposed changes and submit comments by the deadline if you wish to influence the final rule.
Deadline
Comments due by August 25, 2026 (60 days after publication on June 26, 2026).
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