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Hawaii Enacts Medical Debt Relief Program - ACA International

Detected July 15, 2026 · in Debt Collection (FDCPA / State)

Hawaii has enacted a medical debt relief program that may affect debt collection practices for medical debts in the state. The program likely includes provisions for debt forgiveness, payment plans, or restrictions on collection activities.

Aforeworn detected this change in the Debt Collection (FDCPA / State) space on July 15, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Medium urgency. Collection agencies, debt buyers, and law firms collecting medical debts in Hawaii should confirm how it applies to their specific situation before acting. There is a time constraint attached: Effective date of the program (check specific enactment date; likely within 30-90 days). Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Debt Collection (FDCPA / State) continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.

What changed

Hawaii enacted a medical debt relief program that may impose new requirements or restrictions on the collection of medical debts, such as mandatory payment plans, debt forgiveness thresholds, or prohibitions on certain collection actions.

Who it affects

Collection agencies, debt buyers, and law firms collecting medical debts in Hawaii

What you must do

Review the specific provisions of the new program and adjust collection practices for medical debts in Hawaii accordingly. Ensure compliance with any new notice requirements, payment plan options, or limitations on collection activities.

Deadline

Effective date of the program (check specific enactment date; likely within 30-90 days)

Source: https://news.google.com/rss/articles/CBMihwFBVV95cUxPdlZ4SGdJdFBoWFQ1RkliazVHZU9PU1RUZ1ZkV3M4RFp2TzYybHJUY1VlRFFOMkd4WEVWT1lxQWJiOHFsNEpXZ2RJTy1uaXByN2FEaVBIcGNsZTFKZzRRS0NpTHNYRzE0Wjd3NWZsN05nV3A1WFNSVzRWS1UwZFhZdDJhRjNOWlE?oc=5

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