MI SB 1130 of 2026: Require fortified roof endorsement for insurance
Insurance companies must now offer a fortified roof endorsement as part of their policies.
Aforeworn detected this change in the HOA & Condo Board Rules space on August 22, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Medium urgency. HOA and condo associations, management companies, and self-managed boards. should confirm how it applies to their specific situation before acting. Aforeworn monitors HOA & Condo Board Rules continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed. Regulated niches like HOA & Condo Board Rules move faster than most operators can track by hand, which is why Aforeworn watches the official sources for you and flags every material change the moment it appears. Bookmark this briefing, share it with anyone on your team responsible for compliance, and check the source link above for the full official text before you make any decisions.
What changed
Mandatory offering of fortified roof endorsements by insurance providers.
Who it affects
HOA and condo associations, management companies, and self-managed boards.
What you must do
Review current insurance policies and ensure that fortified roof endorsements are available and considered.
Deadline
No fixed deadline was published, but changes like this are often enforced quickly — act promptly.
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