High urgency

US-CONGRESS BILLS-118hjres124ih: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to "Principles for Climate-Related Financial Risk Management for Large Financial Institutions".

Detected July 22, 2026 · in ESG & Climate Disclosure

A joint resolution of Congress (H.J.Res. 124) seeks to disapprove and nullify the OCC's rule on climate-related financial risk management for large financial institutions. If passed, the rule would be voided, removing climate risk management requirements for OCC-regulated banks.

Aforeworn detected this change in the ESG & Climate Disclosure space on July 22, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated High urgency. Large financial institutions regulated by the OCC (national banks, federal savings associations, and federal branches of foreign banks) and their compliance teams. should confirm how it applies to their specific situation before acting. There is a time constraint attached: The resolution is under active consideration; the rule's effective date was already in effect (published in 2023). No immediate deadline, but action needed before final vote.. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors ESG & Climate Disclosure continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.

What changed

The OCC rule requiring large financial institutions to integrate climate-related financial risk management into their governance, strategies, and risk management frameworks is under threat of being overturned by Congress.

Who it affects

Large financial institutions regulated by the OCC (national banks, federal savings associations, and federal branches of foreign banks) and their compliance teams.

What you must do

Monitor the resolution's progress through Congress. If it passes, prepare for the rule's nullification and adjust compliance programs accordingly. If it fails, continue implementation of the rule.

Deadline

The resolution is under active consideration; the rule's effective date was already in effect (published in 2023). No immediate deadline, but action needed before final vote.

Source: https://www.govinfo.gov/app/details/BILLS-118hjres124ih

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