Money Services & Money Transmitters — regulation & compliance changes
MSBs, money transmitters, and fintechs tracking FinCEN AML/BSA rules, beneficial-ownership reporting, and the 50-state money-transmitter licensing regime (MTLA/NMLS) — where a licensing or reporting gap can freeze operations and draw six-figure penalties.
Aforeworn watches Money Services & Money Transmitters around the clock so you never have to refresh a government page again. Every detected change becomes a plain-English briefing covering what changed, who it affects, what you must do, and by when. Forewarned is forearmed.
Stay ahead of every Money Services & Money Transmitters change
Real-time alerts, plain-English impact briefs, and a full searchable history — 100+ changes tracked in Money Services & Money Transmitters so far.
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Recent changes in Money Services & Money Transmitters
- Washington State Updates Money Services Rules - dwt.com
- Modernizing BSA/AML Compliance: OCC Proposes BSA/AML and Sanctions Compliance Standards for Permitted Payment Stablecoin Issuers Under the GENIUS Act - Foley Hoag
- U.S. Treasury Unveils GENIUS Act Stablecoin Rules With 2027 Licensing Deadline Ahead - CryptoNinjas
- SEC Proposes New Regulation Crypto Assets
- New Hampshire Blockchain Basic Laws: Node Operators Win Money-Transmitter Exemption - techtimes.com
- U.S. Treasury Releases Draft Rules for GENIUS Act Stablecoin Regulation - CryptoRank
- US Treasury Starts 60-Day Comment Period on GENIUS Act Rules - bloomingbit
- US Treasury Details Scope of Stablecoin Regulation, Opens 60-Day Comment Period - finance.biggo.com
- U.S. Treasury Unveils Stablecoin Regulatory Rules, Opens 60-Day Comment Period - finance.biggo.com
- Treasury proposes GENIUS Act rules on who can sell stablecoin - Accounting Today
- Treasury Proposes Rules Defining Who Can Legally Sell Stablecoins in US - Decrypt
- US Treasury Proposes GENIUS Act Rules to Establish Federal Regulatory Framework for Payment Stablecoins - TradingKey
- North Carolina enacts virtual currency kiosk licensing and consumer protection framework - JD Supra
- US Treasury Issues Proposed Rules For GENIUS Act Stablecoin Framework, Launching 60-Day Review - TradingView
- US Treasury Releases Draft GENIUS Act Rules, Opens 60-Day Comment Period - bloomingbit
- FinCEN scraps beneficial ownership rules for US firms - FinTech Global
- NYDFS Secures $250,000 Cybersecurity Settlement with Money Transmitter - The National Law Review
- Banking agencies and FinCEN issue BSA enforcement relief for Venezuela services - JD Supra
- New York DFS Fines Money Transmitter $250K Over Cybersecurity Deficiencies - ACA International
- South Carolina Governor signs pro-crypto, anti-CBDC bill into law - The Block
- North Dakota Senate Passes Crypto ATM Bill, Limits Daily Transactions to $2,000! - Pintu
- NYDFS proposes rule to implement state BNPL licensing and consumer protection framework - JD Supra
- South Carolina Governor Signs Money Transmitter Law - Consumer Financial Services Law Monitor
- FinCEN’s GENIUS Act AML framework for payment stablecoin issuers - Wolters Kluwer
- NYDFS settles with money transmitter for $250K over alleged cybersecurity regulation violations - JD Supra
- Alchemy Pay Secures Michigan Money Transmitter License to Boost U.S. Crypto-to-Fiat Operations - ffnews.com
- Treasury Proposes Dual Federal-State Stablecoin Oversight - briefs.co
- South Carolina Bans CBDC and Protects Bitcoin With Zero Tax Law - coinfomania.com
- Maine Moves to Transition Debt Collectors and Money Transmitters to NMLS - mayerbrown.com
- Washington state enters $150K consent order with digital assets-focused money transmitter - jdsupra.com
- On preemption: OCC confirms crypto trust bank needs no state money transmitter license - Norton Rose Fulbright
- North Dakota Senate Passes Crypto ATM Bill to Create Licensing Regime in the U.S. State - coindesk.com
- Binance.US gets Money Transmitter License in Puerto Rico - News is My Business
- Federal Court Halts Ruinous Financial Surveillance for Texas Money Services Businesses - ij.org
- South Carolina Gov. McMaster Signs Anti-CBDC Crypto Law, Protects Self-Custody Rights - news.bitcoin.com
- Backup Withholding on Third Party Network Transactions
- Sweeping ‘Bitcoin Rights’ Bill Becomes Law in Oklahoma - coindesk.com
- Pennsylvania enacts new law regulating cryptoasset transactions - jdsupra.com
- Maryland enacts law excluding certain payroll processors from money transmission licensing - jdsupra.com
- South Carolina enacts digital asset protections and regulatory framework exempting developers and miners from licensure - jdsupra.com
- California Enacts Landmark Digital Assets Licensing Law - arnoldporter.com
- Crypto ATM startup Coinme hit with cease-and-desist order in Washington state - GeekWire
- California Crypto Law Now Live: Unlicensed Platforms Risk $100K Daily Fines - techtimes.com
- FINANCIAL TECHNOLOGY—OCC confirms Fidelity crypto bank does not need state money transmitter license - vitallaw.com
- Gov. DeSantis signs stablecoin framework, new crypto kiosk fraud rules into law - floridapolitics.com
- US-CONGRESS BILLS-119hr10017ih: Permanent CBDC Ban Act
- Wyoming enacts law governing virtual currency kiosks - JD Supra
- OCC denies national trust bank charter application over alleged BSA/AML deficiencies - jdsupra.com
- South Dakota Regulator Requires BSA/AML Compliance for Money Lender Licensees and Non-Residential Mortgage Lenders - Consumer Finance Monitor
- NE LB717: Adopt changes to federal law regarding banking and finance, change provisions relating to control of certain banks and trust companies, digital asset depository institutions, interest rates on certain loans, installment loans, mortgage loan originators, mortgage bankers, and the Nebraska Money Transmitters Act, and change references to the Nebraska Money Transmitters Act in the Controllable Electr
- Alaska Modernizes Money Transmission Framework to Cover Virtual Currency - The National Law Review
- Florida Enacts Stablecoin Licensing Framework and Government Payment Pilot - The National Law Review
- NE LB717: Adopt changes to federal law regarding banking and finance
- Minnesota Omnibus Bill includes consumer loan law amendments for all-in APR cap and anti-evasion, new money transmitter laws, and more - Consumer Finance Monitor
- Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA)
- Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Proposed Rescission
- Authority of States To Enforce the Consumer Financial Protection Act of 2010; Rescission
- Electronic Fund Transfers Through Accounts Established Primarily for Personal, Family, or Household Purposes Using Emerging Payment Mechanisms; Withdrawal
- Guidance on Referrals for Potential Criminal Enforcement
- Defining Larger Participants of the International Money Transfer Market
- Bank Secrecy Act Regulations-Reports of Foreign Financial Accounts Civil Penalties
- Pilot Program on Sharing of Suspicious Activity Reports and Related Information With Foreign Branches, Subsidiaries, and Affiliates
- Beneficial Ownership Information Reporting Requirements
- Proposal of Special Measure Regarding Convertible Virtual Currency Mixing, as a Class of Transactions of Primary Money Laundering Concern
- Use of FinCEN Identifiers for Reporting Beneficial Ownership Information of Entities
- Beneficial Ownership Information Reporting Deadline Extension for Reporting Companies Created or Registered in 2024
- Beneficial Ownership Information Access and Safeguards
- Imposition of Special Measure Prohibiting the Transmittal of Funds Involving PM2BTC
- Update to the Public Utility Exemption Under the Beneficial Ownership Information Reporting Rule
- Financial Crimes Enforcement Network; Inflation Adjustment of Civil Monetary Penalties
- Beneficial Ownership Information Reporting Requirement Revision and Deadline Extension
- Binance US Wins Money Transmitter License in Nevada - cryptopotato.com
- US-CONGRESS S1582: GENIUS Act
- Money Transmitter Model Law Poised to Change Regulatory Landscape - wsgr.com
- Texas and Colorado fine money transmitter $200K over alleged BSA/AML program failures - jdsupra.com
- New Hampshire Signs Blockchain Basic Laws (HB 639): A Major Win for Crypto Innovation and Self-Custody - KuCoin
- Newsom signs stablecoin regulation bill in California - State Affairs
- US-CONGRESS S4942: SAFE Banking Act of 2026
- New York Enacts 2022 UCC Amendments Creating New Regime for Digital Assets Under State Law - Morgan Lewis
- Imposing Sanctions on Those Responsible for Repression in Cuba and for Threats to United States National Security and Foreign Policy
- Florida creates licensing regime for stablecoin issuers, pilot allowing stablecoin fee payments - JD Supra
- NYDFS files formal proposal to align stablecoin oversight with GENIUS Act - JD Supra
- Alaska overhauls money transmission licensing, imposes new virtual currency kiosk requirements - JD Supra
- Client Alert: Florida’s New Stablecoin Framework: What Issuers Need to Know Before October 2026 - JD Supra
- Florida Becomes First U.S. State To Pass a Stablecoin Regulatory Bill - CoinMarketCap
- New Vermont law bans virtual currency kiosks and creates commercial financing licensing regime - JD Supra
- New York State Department of Financial Services and Coinbase reach $100 Million Settlement - JD Supra
- Following Larger Trend Among States, Virginia and South Dakota Move Money Transmitter Licensing to NMLS - Consumer Financial Services Law Monitor
- California enacts amendments to Digital Financial Assets Law, as licensing requirements take effect July 1 - JD Supra
- GENIUS Act Becomes US Law July 18, 2025, Mandating 1:1 Stablecoin Reserves - Briefs Finance
- Fed proposes risk-based BSA/AML program requirements for supervised banks - JD Supra
- Louisiana Enacts New Money Transmission Act, Largely Adopting Model Money Transmission Modernization Act - The National Law Review
- Reporting Forms and Instructions Associated With Requirements and Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers
- California DFAL Is Now Operative: Stablecoins, Enforcement, Custody, and What’s Next - The National Law Review
- Delaware Enacts Banking, Money Transmission, and Stablecoin Modernization Package - The National Law Review
- Newsroom | CSBS
- Massachusetts finalizes new money transmission regulation and updates related rules - JD Supra
- US-CONGRESS HR9668: To authorize financial institutions to delay or refuse transactions that may involve the financial exploitation of older adults and vulnerable persons, and for other purposes.
- Washington State Updates Money Services Rules - Davis Wright Tremaine
- Federal Banking Regulators and FinCEN Propose New Customer Identification and BSA/Sanctions Compliance Standards for Payment Stablecoin Issuers - Freshfields
Frequently asked questions
What does Aforeworn monitor for Money Services & Money Transmitters?
Aforeworn continuously tracks the official rules, ordinances, fee schedules and licensing requirements that affect Money Services & Money Transmitters, detects every change, and explains in plain English what changed, who it hits and what to do.
How fast will I hear about a change in Money Services & Money Transmitters?
Changes are detected automatically as sources update, and subscribers are alerted in real time — often before the change is widely reported.
Why does staying current on Money Services & Money Transmitters matter?
A single missed change can mean fines, a lapsed licence, or lost eligibility. Forewarned is forearmed — knowing first lets you act before it costs you.