2026 Virginia Legislative Changes Affecting Community Associations - JD Supra
Virginia enacts new requirements for community associations, including mandatory reserve studies, milestone inspections for high-rises, and enhanced disclosure and fidelity insurance rules, effective July 1, 2026.
Aforeworn detected this change in the HOA & Condo Board Rules space on July 6, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated High urgency. All Virginia community associations (HOAs, condos, co-ops), especially self-managed boards, management companies, and high-rise condos. should confirm how it applies to their specific situation before acting. There is a time constraint attached: July 1, 2026 (some provisions may have earlier effective dates; verify specific timelines).. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors HOA & Condo Board Rules continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
New laws mandate periodic reserve studies (every 5 years), milestone inspections for buildings over 5 stories at ages 15, 20, and every 5 years thereafter, increased fidelity insurance coverage, and expanded disclosure requirements for special assessments and structural integrity.
Who it affects
All Virginia community associations (HOAs, condos, co-ops), especially self-managed boards, management companies, and high-rise condos.
What you must do
Review and update governing documents, schedule reserve studies and milestone inspections, adjust insurance policies, and update disclosure forms.
Deadline
July 1, 2026 (some provisions may have earlier effective dates; verify specific timelines).
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