New Florida condo laws take effect. Key 2025 changes explained - Naples Daily News
New Florida condo laws effective 2025 mandate stricter reserve funding, milestone inspections, and structural integrity requirements for condos 3+ stories. Boards must comply or face liability.
Aforeworn detected this change in the HOA & Condo Board Rules space on July 6, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated High urgency. Florida condo associations (especially high-rises) and self-managed boards should confirm how it applies to their specific situation before acting. There is a time constraint attached: Phase-in starting 2025; inspections due by Dec 31, 2025 for buildings 30+ years old.. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors HOA & Condo Board Rules continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
Mandatory reserve studies every 10 years, milestone inspections at 30 years (25 if coastal), full funding of reserves for structural components, and increased disclosure requirements.
Who it affects
Florida condo associations (especially high-rises) and self-managed boards
What you must do
Conduct or update reserve study, schedule milestone inspection, adjust budgets to fully fund reserves, and update disclosure documents.
Deadline
Phase-in starting 2025; inspections due by Dec 31, 2025 for buildings 30+ years old.
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