Automobiles | Federal Trade Commission
The FTC's automobile industry page provides guidance on compliance with the CARS Rule, Truth in Lending, and advertising rules. Recent updates may affect how auto dealers disclose financing terms and market add-on products.
Aforeworn detected this change in the Auto Dealer F&I Compliance space on July 6, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated High urgency. Franchise dealers, independent used-car dealers, BHPH dealers, F&I managers should confirm how it applies to their specific situation before acting. There is a time constraint attached: Within 30 days. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
The FTC updated its automobile industry guidance page, likely reflecting recent enforcement actions or rule clarifications regarding the CARS Rule, add-on products, and financing disclosures.
Who it affects
Franchise dealers, independent used-car dealers, BHPH dealers, F&I managers
What you must do
Review the updated FTC guidance and ensure all F&I practices, advertising, and disclosures comply with the latest standards.
Deadline
Within 30 days
Source: https://www.ftc.gov/business-guidance/industry/automobiles
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