Auto Dealer F&I Compliance — regulation & compliance changes
Franchise and independent auto dealers tracking the FTC CARS Rule, F&I/financing disclosures, advertising rules, and state DMV/dealer-board changes — where one misstep on a finance contract triggers refunds, fines, and CFPB/FTC enforcement.
Aforeworn watches Auto Dealer F&I Compliance around the clock so you never have to refresh a government page again. Every detected change becomes a plain-English briefing covering what changed, who it affects, what you must do, and by when. Forewarned is forearmed.
Stay ahead of every Auto Dealer F&I Compliance change
Real-time alerts, plain-English impact briefs, and a full searchable history — 100+ changes tracked in Auto Dealer F&I Compliance so far.
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Recent changes in Auto Dealer F&I Compliance
- ATTORNEY GENERAL TONG, FTC ANNOUNCE $4 MILLION SETTLEMENT WITH MANCHESTER CITY NISSAN - DoingItLocal
- Texas Federal Court Issues Stay Pending Fifth Circuit Mandate - consumerfinancialserviceslawmonitor.com
- CFPB Limits “Abusive Acts and Practices” Standard - Consumer Financial Services Law Monitor
- FTC Ends Disparate Impact Enforcement and Modifies Dealer Orders - asatunews.co.id
- IN HB 1063: Deceptive consumer sales.
- FTC drops some auto finance mandates for Napleton, Passport, general manager amid new policy rejecting ‘disparate impact’ - Automotive News
- CFPB Publishes Notice of Proposed Rulemaking Signaling Intent to Create Registry of Repeat Offenders - consumerfinancialserviceslawmonitor.com
- FTC Abandons "Disparate Impact" as a Basis for Section 5 Claims (via Passle) - advertisinglaw.fkks.com
- Carvana dealer license suspended in N.C. county for 180 days - autonews.com
- NC suspends Carvana vehicle sales at Wake County location for 6 months - ABC11 News
- CFPB Relaxes Underwriting Requirement for Small Dollar Lending - consumerfinancialserviceslawmonitor.com
- Minnesota to Require Purchasers of Motor Vehicle Retail Installment Contracts to Obtain Sales Finance Company License - Consumer Financial Services Law Monitor
- Fifth Circuit Finds CFPB Funding Structure Unconstitutional - Consumer Financial Services Law Monitor
- CFPB Initiates FCRA Rulemaking to Address Coerced Debt - consumerfinancialserviceslawmonitor.com
- California Introduces Its Version of the CARS Act Signaling a New Wave of State Regulation for Auto Dealers - consumerfinancialserviceslawmonitor.com
- Oregon Enacts New Auto Loan Fairness and Transparency Law - consumerfinancialserviceslawmonitor.com
- Consent Decree Between DOJ and “Buy Here, Pay Here” Auto Dealer Highlights Continued Focus on Intent-Based Lending Discrimination Claims - consumerfinancialserviceslawmonitor.com
- Framingham car dealer to pay $750K over deceptive practices - wbjournal.com
- Attorney General Schwalb Issues Consumer Alert on What to Know When Buying a Car from a Used Car Dealership in DC - oag.dc.gov
- Carvana's Dealer's License Is Suspended in Illinois - barrons.com
- DMV waives late penalties, enacts five-month extension for most renewals [Free read] - portcitydaily.com
- Scout Motors Scores Major Win As It Gets License To Sell Directly to Consumers in Colorado - autoevolution
- West Virginia is the latest state to ban Tesla direct sales - arstechnica.com
- No More Paper Dealer License Plates In Texas - carpro.com
- FTC modifies agreements with auto dealer groups after ditching disparate impact - Car Dealership Guy News
- North Carolina auto dealer pleads guilty in multimillion-dollar scheme - The Business Journals
- Coral Springs Police Arrest Used Car Dealer Accused of Keeping $77,431 in Sales Tax His Buyers Paid - TAPinto
- Scout Motors wins Colorado license to sell direct to consumers - CBT News
- Tesla blocked in W.Va. as governor signs bill - autonews.com
- 36 State Attorneys General settle with CarMax over non-disclosure of open safety recalls - consumerfinancemonitor.com
- FTC Ditches ‘Disparate Impact’
- Louisiana and Massachusetts Issue New Guidance on Auto Dealer Advertising - consumerfinancialserviceslawmonitor.com
- Mississippi Passes Law Requiring EV Brands To Sell Through Franchise Dealers - Carscoops
- House Overrules CFPB’s Controversial 2013 Auto Finance Bulletin - Consumer Financial Services Law Monitor
- CFPB Announces Annual Threshold Adjustments for Credit Cards and Mortgages - consumerfinancialserviceslawmonitor.com
- CFPB Proposes Stricter Standards Limiting Supervision of Nonbanks - consumerfinancialserviceslawmonitor.com
- Missouri’s Paper Temporary Tags Ending: What Changes in February 2027 - stl.news
- President Trump Signs Repeal of 2013 Auto Finance Bulletin - Consumer Financial Services Law Monitor
- Vroom Is Fined in Florida Over Vehicle-Transfer Issues - barrons.com
- CFPB Warns Auto Finance Companies About Inadvertent Repossessions - Consumer Financial Services Law Monitor
- FTC and Illinois AG Secure $20M Settlement with Leader Automotive Group Over Allegedly Deceptive Practices - Consumer Financial Services Law Monitor
- Combating Auto Retail Scams (CARS) Rule: What You Need to Know - americancommunitymedia.org
- Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)
- Interpretive Rules, Policy Statements, and Advisory Opinions; Withdrawal
- Authority of States To Enforce the Consumer Financial Protection Act of 2010; Rescission
- Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA); Withdrawal of Proposed Rule
- Guidance on Referrals for Potential Criminal Enforcement
- Fair Credit Reporting Act; Preemption of State Laws
- Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Rescission
- Registry of Supervised Nonbanks That Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections; Withdrawal of Proposed Rule
- Fair Credit Reporting Act Disclosures
- Consumer Leasing (Regulation M)
- General Motors and OnStar, LLC; Analysis of Proposed Consent Order To Aid Public Comment
- Notice on Agency Referrals for Criminal Regulatory Offenses
- Rule Concerning the Use of Prenotification Negative Option Plans
- FTC Warns 97 Auto Groups On "Total Price" Advertising - consumerfinancialserviceslawmonitor.com
- US-CONGRESS BILLS-119hr9916ih: Lowering Costs and Auto Rates for Insurance Act; Lowering CAR Insurance Act
- West Virginia Legislature Considering Amendments to its Consumer Credit Protection Act - Consumer Financial Services Law Monitor
- Massachusetts Warns Dealers To Stop Hiding Fees In The Fine Print - Carscoops
- Truth in Lending (Regulation Z)
- Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
- Withdrawal of Joint Statement on the Equal Credit Opportunity Act and Noncitizen Borrowers
- Statement on Ability To Repay and Immigration Status
- Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission
- 1010 Digital Works LLC; Analysis of Proposed Consent Order To Aid Public Comment
- Policy Statement Concerning the Suppression of Accuracy in Artificial Intelligence Systems
- Why Carvana Won't Be Able To Sell Cars From A Physical Dealership In Michigan For Three Years - The Autopian
- CFPB Relaxes Underwriting Requirement for Small Dollar Lending - Consumer Financial Services Law Monitor
- Georgia Made Odometer Fraud a Felony. The Bill That Did It Started Out Being About Veterans' License Plates - The Auto Wire
- Repossession Agency Subject to Liability under FDCPA Upon Violation of State Law Self-Help Requirements - Consumer Financial Services Law Monitor
- Carvana's Dealer's License Is Suspended in Illinois - Barron's
- Tesla blocked in W.Va. as governor signs bill - Automotive News
- Washington opens Tesla’s direct EV sales loophole to Rivian and Lucid - Electrek
- Michigan suspends Carvana’s dealer license; 3rd state to do so - repairerdrivennews.com
- Carvana dealer license suspended in N.C. county for 180 days - Automotive News
- No More Paper Dealer License Plates In Texas - CarProUSA.com.
- CFPB Initiates FCRA Rulemaking to Address Coerced Debt - Consumer Financial Services Law Monitor
- CFPB Proposes Rules Re-Defining Larger Participants in Multiple Markets - Consumer Financial Services Law Monitor
- California Creates a New State-Level Financial Protection Bureau - Consumer Financial Services Law Monitor
- Rhode Island AG Settles with Dealerships over Allegedly Charging Fees Not Included in Advertised Prices - Consumer Financial Services Law Monitor
- Kentucky Passed a New Vehicle Financial Protection Product Law - Consumer Financial Services Law Monitor
- Oregon Enacts New Auto Loan Fairness and Transparency Law - Consumer Financial Services Law Monitor
- California’s CARS Act Signed into Law - Consumer Financial Services Law Monitor
- Colony Place South, Inc. v. Volvo Car USA, LLC
- Gibby's Auto Exchange v. Ohio Motor Vehicle Dealer Bd.
- Lucid Group Usa, V State Licensing
- AFLOA, LLC v. Texas Department of Motor Vehicles
- National Automobile Assoc v. FTC
- Subaru of America, Inc. v. Board of the Texas Department of Motor Vehicles; Daniel Avitia, in His Official Capacity as Executive Director of the Texas Department of Motor Vehicles; And McAllen Jeep, Inc. D/B/A Bert Ogden Subaru
- LUCID GROUP USA, INC. v. STATE OF GEORGIA
- Terrance Demarco Wilson a/k/a Terrence Wilson a/k/a Terrance Wilson v. State of Mississippi
- CFPB Announcement Regarding Enforcement Actions Related to Buy Now, Pay Later Loans
- Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
- Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers
- FTC Returns to Auto Dealer Enforcement: 97 Warning Letters Signal Renewed Scrutiny - Crowell & Moring LLP
- Louisiana and Massachusetts tighten dealer fee disclosure rules as regulatory scrutiny grows - Car Dealership Guy News
- Louisiana Enacts Debit Card Surcharge Prohibition - Consumer Financial Services Law Monitor
- Car Loan Interest Deduction
- Motor Vehicle Dealers Trade Regulation Rule
- Trade Regulation Rule on the Use of Consumer Reviews and Testimonials
Frequently asked questions
What does Aforeworn monitor for Auto Dealer F&I Compliance?
Aforeworn continuously tracks the official rules, ordinances, fee schedules and licensing requirements that affect Auto Dealer F&I Compliance, detects every change, and explains in plain English what changed, who it hits and what to do.
How fast will I hear about a change in Auto Dealer F&I Compliance?
Changes are detected automatically as sources update, and subscribers are alerted in real time — often before the change is widely reported.
Why does staying current on Auto Dealer F&I Compliance matter?
A single missed change can mean fines, a lapsed licence, or lost eligibility. Forewarned is forearmed — knowing first lets you act before it costs you.