Civil Penalty Inflation Adjustments
Civil Penalty Inflation Adjustments — FTC update affecting Auto Dealer F&I Compliance.
Aforeworn detected this change in the Auto Dealer F&I Compliance space on September 15, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Low urgency. Auto Dealer F&I Compliance (franchise dealers, independent used-car dealers, BHPH (buy-here-pay-here), F&I managers) should confirm how it applies to their specific situation before acting. There is a time constraint attached: as soon as possible. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
Civil Penalty Inflation Adjustments
Who it affects
Auto Dealer F&I Compliance (franchise dealers, independent used-car dealers, BHPH (buy-here-pay-here), F&I managers)
What you must do
Review the new rule now and confirm your operation stays compliant to avoid penalties or loss of standing in Auto Dealer F&I Compliance.
Deadline
as soon as possible
Source: https://www.federalregister.gov/documents/2026/09/15/2026-18853/civil-penalty-inflation-adjustments
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