General Motors and OnStar, LLC; Analysis of Proposed Consent Order To Aid Public Comment
FTC proposed consent order against GM and OnStar for alleged unfair/deceptive practices; may signal stricter enforcement for auto dealers using connected-vehicle data and add-on products.
Aforeworn detected this change in the Auto Dealer F&I Compliance space on July 30, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Medium urgency. Franchise dealers, independent used-car dealers, BHPH operators, and F&I managers using connected-vehicle data or telematics-based add-on products. should confirm how it applies to their specific situation before acting. There is a time constraint attached: No specific deadline stated; action should be taken proactively as FTC enforcement may expand.. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
FTC action against GM/OnStar for alleged unfair/deceptive practices related to data collection and use; indicates increased regulatory scrutiny on data practices and add-on product sales.
Who it affects
Franchise dealers, independent used-car dealers, BHPH operators, and F&I managers using connected-vehicle data or telematics-based add-on products.
What you must do
Review current data collection, consent, and disclosure practices for connected-vehicle services and add-on products; ensure compliance with FTC Act prohibitions on unfair/deceptive acts.
Deadline
No specific deadline stated; action should be taken proactively as FTC enforcement may expand.
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- Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA); Withdrawal of Proposed Rule
- Guidance on Referrals for Potential Criminal Enforcement