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Medium urgency

IN HB 1063: Deceptive consumer sales.

Detected July 15, 2026 · in Auto Dealer F&I Compliance

Indiana HB 1063 proposes new deceptive consumer sales regulations affecting auto dealers, including F&I practices, add-on products, and advertising. The bill is in early stages but requires monitoring.

Aforeworn detected this change in the Auto Dealer F&I Compliance space on July 15, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Medium urgency. All Indiana auto dealers (franchise, independent, BHPH) and F&I managers should confirm how it applies to their specific situation before acting. There is a time constraint attached: Before bill passage (likely 2026 session end). Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.

What changed

New bill introduces stricter rules on deceptive sales practices, potentially affecting add-on product disclosures, GAP waivers, and advertising claims.

Who it affects

All Indiana auto dealers (franchise, independent, BHPH) and F&I managers

What you must do

Review current sales and F&I processes for compliance with proposed changes; monitor bill progress.

Deadline

Before bill passage (likely 2026 session end)

Source: https://iga.in.gov/api/getBills?session_lpid=session_2026

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