Notice on Agency Referrals for Criminal Regulatory Offenses
FTC issued guidance on factors for referring criminal regulatory offenses to DOJ, increasing enforcement risk for auto dealers violating FTC rules.
Aforeworn detected this change in the Auto Dealer F&I Compliance space on July 30, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Medium urgency. Franchise dealers, independent used-car dealers, BHPH dealers, F&I managers should confirm how it applies to their specific situation before acting. There is a time constraint attached: No specific deadline; ongoing compliance improvement recommended.. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
FTC clarified criteria for referring alleged criminal regulatory offenses (e.g., fraud, deceptive practices) to DOJ for prosecution.
Who it affects
Franchise dealers, independent used-car dealers, BHPH dealers, F&I managers
What you must do
Review current F&I and advertising practices for compliance with FTC rules (e.g., CARS Rule, Truth in Lending, Regulation Z) to avoid referral risk.
Deadline
No specific deadline; ongoing compliance improvement recommended.
Never miss a change like this again
Aforeworn watches Auto Dealer F&I Compliance around the clock and alerts you the moment a rule moves — with a plain-English brief on what to do.
Start your free trialRelated changes in Auto Dealer F&I Compliance
- Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)
- Interpretive Rules, Policy Statements, and Advisory Opinions; Withdrawal
- Authority of States To Enforce the Consumer Financial Protection Act of 2010; Rescission
- Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA); Withdrawal of Proposed Rule
- Guidance on Referrals for Potential Criminal Enforcement