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President Trump Signs Repeal of 2013 Auto Finance Bulletin - Consumer Financial Services Law Monitor

Detected July 31, 2026 · in Auto Dealer F&I Compliance

President Trump signed a repeal of the 2013 Auto Finance Bulletin, which previously warned against discriminatory and deceptive practices in auto lending, including F&I product sales.

Aforeworn detected this change in the Auto Dealer F&I Compliance space on July 31, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Medium urgency. Franchise dealers, independent used-car dealers, BHPH (buy-here-pay-here) dealers, and F&I managers. should confirm how it applies to their specific situation before acting. There is a time constraint attached: No specific deadline provided; action should be taken promptly to reassess compliance posture.. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.

What changed

The 2013 Auto Finance Bulletin, which provided guidance on fair lending and compliance expectations for auto finance and F&I products, has been repealed.

Who it affects

Franchise dealers, independent used-car dealers, BHPH (buy-here-pay-here) dealers, and F&I managers.

What you must do

Review current F&I compliance policies and procedures to ensure they still align with applicable laws (e.g., Equal Credit Opportunity Act, Regulation B) and consider updating training to reflect the repeal.

Deadline

No specific deadline provided; action should be taken promptly to reassess compliance posture.

Source: https://news.google.com/rss/articles/CBMiuwFBVV95cUxQcE5NM0pEV2NSaGlFc0ZTV0xxTHo2LVNfWjd1UXZsb0RkT1p2OFlNam9JRjk5T1BiQ2I2RHg5YU1xVFBRUzRvMk50QlNpdEZuNVFsM1lLSUh4TmpUQ3BvWDF6dzlZalY0M3ZuMnpKRjJoZGdyOVVUZ2h0RVJTSFliVzFxYmlMbVM1Wnh1MzlmMXUyMko5cnFYMHJTdHNHQmxGczI2elJJVk11TGI5dm8xN2Z6eDBaRGc2c2xv?oc=5

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