Shutterstock to Pay $35 Million to Settle FTC Allegations Over Illegal Subscription and Cancellation Practices
Shutterstock settles FTC allegations for $35M over deceptive subscription and cancellation practices, signaling increased FTC scrutiny on auto dealers' subscription and cancellation processes.
Aforeworn detected this change in the Auto Dealer F&I Compliance space on July 7, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated High urgency. Franchise dealers, independent used-car dealers, BHPH, F&I managers should confirm how it applies to their specific situation before acting. There is a time constraint attached: Immediately; FTC may initiate investigations or enforcement actions at any time.. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
FTC's enforcement action against Shutterstock highlights that deceptive subscription and cancellation practices are a priority, directly relevant to auto dealers offering add-on products, GAP waivers, or subscription services.
Who it affects
Franchise dealers, independent used-car dealers, BHPH, F&I managers
What you must do
Review and update all subscription and cancellation processes for add-on products and services to ensure clear, easy cancellation and no deceptive practices.
Deadline
Immediately; FTC may initiate investigations or enforcement actions at any time.
Never miss a change like this again
Aforeworn watches Auto Dealer F&I Compliance around the clock and alerts you the moment a rule moves — with a plain-English brief on what to do.
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