New 2025 Florida Legislation Impacting Community Associations - JD Supra
New 2025 Florida legislation imposes stricter reserve funding, milestone inspections, and insurance requirements for community associations, with penalties for non-compliance.
Aforeworn detected this change in the HOA & Condo Board Rules space on July 6, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated High urgency. Self-managed boards, management companies, high-rise condos, master-planned HOAs in Florida should confirm how it applies to their specific situation before acting. There is a time constraint attached: January 1, 2025. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors HOA & Condo Board Rules continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
Mandatory reserve studies every 5 years, milestone inspections for buildings 3+ stories, increased fidelity insurance coverage, and stricter disclosure rules for special assessments.
Who it affects
Self-managed boards, management companies, high-rise condos, master-planned HOAs in Florida
What you must do
Update reserve study schedule, schedule milestone inspections, increase fidelity insurance, and revise disclosure forms.
Deadline
January 1, 2025
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