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West Virginia Legislature Considering Amendments to its Consumer Credit Protection Act - Consumer Financial Services Law Monitor

Detected July 24, 2026 · in Auto Dealer F&I Compliance

West Virginia is considering amendments to its Consumer Credit Protection Act, which could affect auto dealers' F&I practices, including add-on products, GAP waivers, and disclosures.

Aforeworn detected this change in the Auto Dealer F&I Compliance space on July 24, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated Medium urgency. Franchise dealers, independent used-car dealers, BHPH dealers, F&I managers in West Virginia should confirm how it applies to their specific situation before acting. There is a time constraint attached: Before the legislative session ends (typically March 2025). Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.

What changed

Proposed amendments to the West Virginia Consumer Credit Protection Act may impose new requirements on credit sales, disclosures, and add-on products.

Who it affects

Franchise dealers, independent used-car dealers, BHPH dealers, F&I managers in West Virginia

What you must do

Monitor legislative developments and review current F&I compliance programs for alignment with proposed changes.

Deadline

Before the legislative session ends (typically March 2025)

Source: https://news.google.com/rss/articles/CBMi4AFBVV95cUxQaVJ3dFZxbTZiTUpYMFpBZXJyaEdMZWdrUVNyUjF6U2FadV9aVTlHd1BPVURaa1poTmtBaGpRMXdQQTYtRWVmNHZQd3ZCbmhSZ2ZMMC04T0VGcWU3SFNJdzU1Tmc3bG0wb05tLUJJLWVQMEdtLVlLcl9fWTQ4S2JkMGxCN1J6M2U2SXVMMW9naG1KTWVqRGNFTjN5WWF1eHIxNEtzNkxxeTVhSld5WVFRdnBOM2xUSUtMNlkzVHZ6N1QyNWRIM28wazBqekVwTFVkWU44b2FKS3ItVXVWbVVoRQ?oc=5

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